@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-space-y-reverse:0;--tw-border-style:solid;--tw-font-weight:initial;--tw-tracking:initial;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-blue-600:oklch(54.6% .245 262.881);--color-gray-600:oklch(44.6% .03 256.802);--spacing:.25rem;--container-md:28rem;--text-sm:.875rem;--text-sm--line-height:calc(1.25 / .875);--text-3xl:1.875rem;--text-3xl--line-height: 1.2 ;--text-4xl:2.25rem;--text-4xl--line-height:calc(2.5 / 2.25);--text-5xl:3rem;--text-5xl--line-height:1;--font-weight-medium:500;--font-weight-semibold:600;--font-weight-bold:700;--font-weight-black:900;--tracking-tight:-.025em;--radius-sm:.25rem;--radius-lg:.5rem;--shadow-sm:0 1px 3px 0 #0000001a, 0 1px 2px -1px #0000001a;--shadow-lg:0 10px 15px -3px #0000001a, 0 4px 6px -4px #0000001a;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.fixed{position:fixed}.static{position:static}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.mb-2{margin-bottom:calc(var(--spacing) * 2)}.mb-4{margin-bottom:calc(var(--spacing) * 4)}.mb-8{margin-bottom:calc(var(--spacing) * 8)}.block{display:block}.flex{display:flex}.hidden{display:none}.w-full{width:100%}.max-w-md{max-width:var(--container-md)}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.resize{resize:both}.resize-none{resize:none}:where(.space-y-6>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 6) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 6) * calc(1 - var(--tw-space-y-reverse)))}.rounded-lg{border-radius:var(--radius-lg)}.border{border-style:var(--tw-border-style);border-width:1px}.px-4{padding-inline:calc(var(--spacing) * 4)}.px-8{padding-inline:calc(var(--spacing) * 8)}.py-3{padding-block:calc(var(--spacing) * 3)}.text-center{text-align:center}.text-3xl{font-size:var(--text-3xl);line-height:var(--tw-leading,var(--text-3xl--line-height))}.text-4xl{font-size:var(--text-4xl);line-height:var(--tw-leading,var(--text-4xl--line-height))}.text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.font-black{--tw-font-weight:var(--font-weight-black);font-weight:var(--font-weight-black)}.font-bold{--tw-font-weight:var(--font-weight-bold);font-weight:var(--font-weight-bold)}.font-medium{--tw-font-weight:var(--font-weight-medium);font-weight:var(--font-weight-medium)}.font-semibold{--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold)}.tracking-tight{--tw-tracking:var(--tracking-tight);letter-spacing:var(--tracking-tight)}.text-blue-600{color:var(--color-blue-600)}.text-gray-600{color:var(--color-gray-600)}.blur{--tw-blur:blur(8px);filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.focus\:outline-none:focus{--tw-outline-style:none;outline-style:none}@media(min-width:48rem){.md\:text-5xl{font-size:var(--text-5xl);line-height:var(--tw-leading,var(--text-5xl--line-height))}}}:root{--cream:#f5f5f7;--warm-white:#fff;--ink:#1f1c43;--ink-soft:#2d2a55;--ink-muted:#6b6a85;--border:#e3e3ec;--border-focus:#da291c;--gold:#da291c;--gold-light:#ef4a3d;--gold-pale:#fde4e2;--navy:#1f1c43;--navy-deep:#14122e;--green-check:#da291c;--green-check-pale:#fde4e2;--shadow-sm:0 1px 3px #1f1c4314;--shadow-md:0 6px 20px #1f1c431a;--shadow-lg:0 18px 50px #1f1c4324;--radius:6px;--radius-sm:4px}*{box-sizing:border-box}body{color:var(--ink);background-color:var(--cream);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background-image:radial-gradient(90% 60% at 50% -10%,#da291c14,#0000 65%);min-height:100vh;margin:0;font-family:Lato,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:15px}.page-wrapper{flex-direction:column;min-height:100vh;display:flex}.page-header{border-bottom:1px solid var(--border);z-index:10;background:#fff;padding:18px 32px;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:14px;max-width:1100px;margin:0 auto;display:flex}.brand-logo{flex-shrink:0;width:auto;height:36px;display:block}@media(max-width:480px){.brand-logo{height:30px}}.header-text{text-align:right}.site-subtitle{color:var(--gold);letter-spacing:.18em;text-transform:uppercase;margin:0;font-size:11px;font-weight:700}.page-main{flex:1;width:100%;max-width:760px;margin:0 auto;padding:48px 24px 64px}.page-footer{text-align:center;color:#ffffffb3;background:var(--navy-deep);letter-spacing:.04em;padding:28px 20px;font-size:11px}.footer-tagline{letter-spacing:.18em;color:#fff;text-transform:uppercase;margin:0 0 8px;font-family:Montserrat,sans-serif;font-size:16px;font-weight:800}.footer-tagline .accent{color:var(--gold)}.footer-fineprint{letter-spacing:.04em;color:#ffffff8c;margin:0;font-size:11px}.footer-disclaimers{text-align:center;border-top:1px solid #ffffff1f;flex-direction:column;gap:10px;max-width:760px;margin:24px auto 0;padding-top:20px;display:flex}.footer-address,.footer-eho,.footer-legal{letter-spacing:.02em;color:#fff9;margin:0;font-size:11px;line-height:1.6}.footer-eho{color:#ffffffbf;font-weight:600}.footer-legal{letter-spacing:.01em;color:#ffffff80;font-size:10.5px;line-height:1.65}.footer-legal a{color:#ffffffbf;text-decoration:underline}.footer-legal a:hover{color:#fff}.form-preamble{margin-bottom:40px}.preamble-title{letter-spacing:-.02em;color:var(--navy);margin:0 0 16px;font-family:Montserrat,sans-serif;font-size:clamp(28px,5vw,42px);font-weight:800;line-height:1.15}.preamble-body{color:var(--ink-soft);max-width:580px;margin:0;font-size:17px;font-weight:400;line-height:1.6}.mortgage-form{background:var(--warm-white);border:1px solid var(--border);box-shadow:var(--shadow-lg);border-top:4px solid var(--gold);border-radius:10px;overflow:hidden}.form-section{padding:36px 40px}@media(max-width:600px){.form-section{padding:28px 20px}}.section-divider{background:var(--border);height:1px;margin:0 40px}@media(max-width:600px){.section-divider{margin:0 20px}}.section-label{align-items:center;gap:12px;margin-bottom:24px;display:flex}.section-number{color:#fff;letter-spacing:.06em;background:var(--gold);border-radius:3px;padding:3px 9px;font-family:Montserrat,sans-serif;font-size:12px;font-weight:700}.section-title{color:var(--navy);letter-spacing:-.005em;text-transform:uppercase;font-family:Montserrat,sans-serif;font-size:17px;font-weight:700}.section-hint{color:var(--ink-muted);margin:-16px 0 20px;font-size:13.5px;line-height:1.5}.field-grid{gap:16px;margin-bottom:16px;display:grid}.field-grid:last-child{margin-bottom:0}.field-grid.two-col{grid-template-columns:1fr 1fr}.field-grid.three-col{grid-template-columns:1fr 1fr 1fr}.field-grid.full{grid-template-columns:1fr}.field-grid.rate-field{grid-template-columns:200px}@media(max-width:580px){.field-grid.two-col,.field-grid.three-col,.field-grid.rate-field{grid-template-columns:1fr}}.field-group{flex-direction:column;gap:7px;display:flex}.field-group label{color:var(--ink-soft);letter-spacing:.01em;align-items:center;gap:6px;font-size:13px;font-weight:500;display:flex}.label-hint{color:var(--ink-muted);font-size:12px;font-weight:400}.field-group input,.field-group select{border:1.5px solid var(--border);border-radius:var(--radius-sm);width:100%;color:var(--ink);appearance:none;background:#fff;outline:none;padding:12px 14px;font-family:Lato,sans-serif;font-size:14.5px;transition:border-color .18s,box-shadow .18s}.field-group select{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%237a756c' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:right 14px center;background-repeat:no-repeat;padding-right:36px}.field-group input:focus,.field-group select:focus{border-color:var(--border-focus);box-shadow:0 0 0 3px #da291c26}.field-group input::placeholder{color:#bfb9b0}.input-with-unit{align-items:center;display:flex;position:relative}.input-with-unit input{padding-right:36px}.input-with-unit.prefix input{padding-left:28px;padding-right:14px}.input-with-unit .unit{color:var(--ink-muted);pointer-events:none;font-size:13px;font-weight:600;position:absolute;right:13px}.input-with-unit.prefix .unit{left:12px;right:auto}.input-with-unit.large input{letter-spacing:-.02em;height:auto;color:var(--navy);border-width:2px;padding:16px 60px 16px 18px;font-family:Montserrat,sans-serif;font-size:38px;font-weight:800}.input-with-unit.large .large-unit{color:var(--gold);font-family:Montserrat,sans-serif;font-size:24px;font-weight:700;right:18px}.rate-group{gap:10px}.rate-label-below{color:var(--ink-muted);letter-spacing:.05em;text-transform:uppercase;font-size:12px;font-weight:500}.opt-in-cards{flex-direction:column;gap:12px;display:flex}.opt-in-card{border:1.5px solid var(--border);border-radius:var(--radius);cursor:pointer;background:#fff;align-items:flex-start;gap:16px;padding:20px;transition:border-color .18s,background .18s,box-shadow .18s;display:flex}.opt-in-card:hover{border-color:var(--gold-light);box-shadow:var(--shadow-sm)}.opt-in-card.checked{border-color:var(--green-check);background:var(--green-check-pale)}.opt-in-check{border:2px solid var(--border);background:#fff;border-radius:5px;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;margin-top:1px;transition:border-color .18s,background .18s;display:flex}.opt-in-check svg{color:#0000;width:13px;height:13px;transition:color .15s}.opt-in-card.checked .opt-in-check{border-color:var(--green-check);background:var(--green-check)}.opt-in-card.checked .opt-in-check svg{color:#fff}.opt-in-content{flex-direction:column;gap:5px;display:flex}.opt-in-heading{color:var(--ink);font-size:14.5px;font-weight:600;line-height:1.3}.opt-in-body{color:var(--ink-muted);font-size:13px;line-height:1.6}.form-footer{border-top:1px solid var(--border);background:var(--cream);justify-content:space-between;align-items:center;gap:24px;padding:28px 40px 36px;display:flex}@media(max-width:600px){.form-footer{flex-direction:column-reverse;align-items:stretch;padding:24px 20px}}.form-disclaimer{color:var(--ink-muted);max-width:320px;margin:0;font-size:12px;line-height:1.5}.submit-btn{background:var(--gold);color:#fff;letter-spacing:.08em;text-transform:uppercase;border-radius:var(--radius-sm);cursor:pointer;white-space:nowrap;border:none;flex-shrink:0;align-items:center;gap:10px;padding:15px 30px;font-family:Montserrat,sans-serif;font-size:13.5px;font-weight:700;transition:background .18s,transform .12s,box-shadow .18s;display:flex;box-shadow:0 4px 14px #da291c59}.submit-btn svg{width:16px;height:16px}.submit-btn:hover:not(:disabled){background:#b91f15;transform:translateY(-1px);box-shadow:0 6px 20px #da291c73}.submit-btn:active:not(:disabled){transform:translateY(0)}.submit-btn:disabled{opacity:.65;cursor:not-allowed}.btn-loading{align-items:center;gap:8px;display:flex}.btn-loading svg{width:16px;height:16px;animation:.9s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.form-error{border-radius:var(--radius-sm);color:#b91c1c;background:#fef2f2;border:1px solid #fca5a5;margin:0 40px 20px;padding:12px 16px;font-size:13.5px}.success-panel{background:var(--warm-white);border:1px solid var(--border);box-shadow:var(--shadow-lg);text-align:center;border-radius:16px;max-width:520px;padding:56px 40px}.success-icon{background:var(--green-check-pale);width:56px;height:56px;color:var(--green-check);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 24px;display:flex}.success-icon svg{width:26px;height:26px}.success-title{letter-spacing:-.02em;color:var(--navy);margin:0 0 12px;font-family:Montserrat,sans-serif;font-size:30px;font-weight:800}.success-body{color:var(--ink-soft);margin:0 0 16px;font-size:15.5px;line-height:1.65}.success-note{color:var(--ink-soft);background:var(--gold-pale);border-radius:var(--radius-sm);border:1px solid #da291c40;margin:0;padding:14px 18px;font-size:13.5px;line-height:1.6}.hidden-honeypot{visibility:hidden;pointer-events:none;position:absolute;left:-9999px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-space-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}
